Hi, I typed up a good response and it got deleted. Yech.

But, you made some good points.

I remeber back in the 80s, I could get 5% on a savings account while paying 12% for a loan. So of course the bankers won, the casino is tilted towards them but... if you were careful you could at least make a little bit that way.

I have no idea how good or bad crypto really is but I like it. But I could be wrong. It's a risk, right? I wish I had a definitive answer but I'm also guessing.

IMHO, I think this is a good way to go but I could be wrong... it's a risk.

thanks for a good response and sorry I lost my first reply, which was better!