So, here’s the thing. Bank accounts used to give people 5% interest. At least, when I was in my 20s, I remembered I could work hard, save some money, and then get enough interest that I’d actually keep up with inflation.

Nowadays, you put money in a bank account and I get NEGATIVE interest. That means I lose money for every dollar I worked hard for and saved. What’s the point?

BlockFi is a way to actually get a rate of return.

You say I am getting resources simply for owning something. But… I worked hard to earn those resources. I worked hard at jobs and saved the money instead of spending it. These are choices I made. For example, I didn’t have cable TV for many years. I bought all of my clothes at Goodwill.

Even making $10 an hour, I have friends who manage to save a little money.

Is it wrong to take money that you earn through hard work and not spending on clothes, fancy meals, etc., and use that money to be able to have a little bit set aside? maybe eventually be able to afford a house, for example, or decent health insurance?

I think these are good things. I would like for you and everyone else to be able to earn money and save money and have a little set aside so that you have a lttle security.

I don’t just want this for me. I want it for everybody.

I wish you well.