thanks for the additional data... that may make me rethink how much I stick into GUSD!

But anyway, you are not wrong - there is a lot of hype in the crypto space that lends itself to foolish speculation. At the same time, I don't think Bitcoin is going anywhere.

Your Washington Mutual story is instructive. You've been around the block before and seen how this works. Well, and I remember the 90s and tech stocks... it's easy to get caught up in the frenzy.

Again, my personal strategy may not be for everyone. Some people will not want to take any chances, particularly if they are close to retirement. Others may decide to do things that I consider too risky, like invest in a bunch of altcoins and hope one of them hits big.

The only advice I have for anyone who wants to speculate in crypto (and it IS speculative) - don't invest money you need. Only invest what you can afford to lose.